Far and away, the most significant benefit of a VA loan
is the borrower's ability to purchase with no money down.
Apart from the government's UDSA's Rural Development home
loan and Fannie Mae's Home Path, it's all but impossible
to find a lending option today that provides borrowers
with 100 percent financing.
VA loans also come with less stringent underwriting standards and requirements than conventional loans. In fact, about 80 percent of VA borrowers could not have qualified for a conventional loan. These loans also come with no private mortgage insurance (PMI), a monthly expense that conventional borrowers are required to pay unless they put down at least 20 percent of the loan amount.
"Makes what can seemingly be a difficult process easy, and takes care of everything needed including answering frequent questions."
"Corey was hands down the best loan officer I have worked with. Process couldnt have been more simple and the fees were great. As someone that works in Real Estate, having a good loan officer is key and you wont find any better than Corey Moser!"
"I have now refinanced with Aspen Hills Mortgage for the second time. The whole refinance process has never been easier than it has been with Aspen Hills Mortgage! Any question I have had has been answered almost immediately. There has never been any surprises or anything of concern. I highly recommend Aspen Hills Mortgage and know that they will get the job done!"